When you Consolidate Credit Cards, you ultimately end up paying back much less than what you were paying before. Consolidating your Credit Cards will allow you to simplify your life effectively by saving thousands of dollars in interest and in fees. Credit card consolidation offers superior benefits by lowering your interest rates and lowering your monthly payments. If you are behind we will bring your accounts totally current stopping annoying late and over-limit fees. With your new repayment plan, you will have more money available to meet other living expenses, including housing and career-related necessities.